Merchant

Name	Type	Description
id	number	Unique ID for this merchant.
title	string	Name of the merchant.
description	string	Optional. Description of the merchant.
photo	string	Optional. Photo of the merchant.
fee	float	Percentage fee.
is_verified	boolean	Verification status.
is_banned	boolean	Ban status.
created_at	DateTime	Date of creation.
updated_at	DateTime	Date of update.